Considering insurance for your pet? Here are the options

Updated: 30 Nov 2022, 12:50 PM IST

A pet insurance policy guarantees that you won't run into any financial troubles given how expensive it can be to maintain your pet’s health and wellness nowadays.

With pet insurance, you can make the best decisions for your pet's health and wellness without worrying about the significant medical costs associated with those decisions.

Our pets are as much our family as other members. And when it comes to the safety and security of our family, we want the best.

Pet insurance serves the same purpose for our beloved pets as health insurance does for us humans. A pet insurance policy guarantees that your pet will always be among your priorities and that you won't run into any financial troubles given how expensive it can be to maintain their health and wellness nowadays.

Why do your pets require insurance?

Unfortunately, even animals experience serious ailments at times. These treatments can be quite pricey. With pet insurance, you may choose the best care for your pet's recuperation and treatment without having to worry about the same thing.

Many plans also provide you with annual physicals, ensuring that your pet's health is always top-notch.

Further, when your pet is dealing with any complications such as pregnancy difficulties or dental procedures, an insurance will provide you coverage. Some policies provide extra coverage if your pet causes harm to a third party or is stolen.

Additionally, depending on your plan, pet insurance may also be advantageous to you when you travel with your pet. This offers protection against any mishaps while you are travelling.

Pet insurance plans in India

The New India Assurance Company Limited

It provides a dog insurance policy for dogs ranging in 8 weeks to 8 years of age. The base premium rate is 5 percent of the insured amount. The pet will thereafter be protected against illnesses during the insurance term and accidental death. The organisation also offers insurance plans for poultry, inland fish, and camels, among other animals.

Oriental Insurance Company Limited

This renowned insurance company in India provides coverage for horses, dogs, and elephants. It provides a dog insurance policy that allows dogs from eight weeks to eight years to be protected. The premium might cost anywhere from 200 to 10,000 rupees.

Bajaj Allianz General Insurance Company Limited

The Bajaj Allianz pet dog insurance provides lifelong coverage for dogs from three months to ten years old. It provides coverage for potential hospitalisation, surgical, long-term care, terminal disease, OPD, and other dog-related costs. Additionally, it also provides protection against any legal liability placed on the pet parent in the event that a third party is hurt as a result of the covered dog.

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First Published: 30 Nov 2022, 12:50 PM IST