To celebrate International Women’s Day by fulfilling the purpose of empowering women, the United Hospital, a leading care centre for accidents and trauma, is looking forward to launching a health checkup package exclusively for women at a discounted price.
Healthcare expenses in India are already skyrocketing and increasing at the rate of 14%, which is the highest among the other Asian countries. Amid such an increase, women have to face the most because of maternity expenses and related issues, which are unavoidable at any cost.
Meanwhile, the step taken by the United Hospital is appreciable as they focused on a social cause rather than making profits as the primary agenda of running a hospital as a business. However, here is one more thing that you can do to reduce the sudden expense burden from your head and give yourself, as a woman, adequate medical treatment in times of need.
You can buy health insurance as it will not only help you reduce taxes, but also lead you to the best treatment for diseases and maternity. Let’s understand why a woman must have health insurance as a part of personal financial management.
Routine checkup required
Women tend to have more routine medical appointments than men, such as gynaecological exams, mammograms, and pregnancy-related appointments. Health insurance can help cover the costs of these appointments and ensure that women receive the preventive care they need to stay healthy.
Critical health issues
Women are more likely to experience certain health conditions such as breast cancer, cervical cancer, and osteoporosis. Health insurance can help cover the costs of screenings, tests, treatments, and medications related to these conditions.
Family health depends on women's health
Women are more likely to be caregivers for their families, including children and elderly parents, and may need health insurance to cover the costs of medical care for their loved ones.
Having health insurance can provide peace of mind for women and their families, knowing that they will have access to medical care if and when they need it. Medical bills can be a significant financial burden, especially for women who may already face income disparities or higher healthcare costs due to gender-based discrimination. Without health insurance, women may have to pay for medical expenses out of pocket, which can cause financial strain and even bankruptcy.
Health insurance can save money in the long run
Women who have health insurance are more likely to receive preventative care and early treatment for illnesses, which can help prevent more serious and expensive health issues down the line. Without insurance, women may delay seeking care until their condition has worsened, which can be both detrimental to their health and costlier in the long run.
Overall, while having health insurance is important for everyone, it is particularly important for women due to their unique health needs and responsibilities. It will not only help you save money but also lead your family to a better life and health & financial stability.
Anushka Trivedi is a freelance financial content writer. She can be reached at anushkatrivedi.com