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Reasons why borrowers prefer gold loan in India 

Gold loans have been a popular form of lending since ancient times.

Banks and fintech players now provide an organised framework for gold pledging for loans.  

Quick processing, flexible repayment options, low interest rates, minimal processing fees, and no foreclosure charges make gold loans an attractive option.

Minimal documents are required and credit history is not considered.

Gold loans provide a productive use of idle assets and the funds can be used for any purpose.

They are highly liquid and the borrower can walk in with gold and walk out with funds.


Gold loans are always a good proposition due to the inherent value of gold.

It has a symbolic significance in Indian society and its economic value makes it a bankable asset.


Indians have been given a chance to optimally utilise their valuable asset.


Gold loans provide a viable solution for unplanned expenses and urgent liquidity needs.


Click here to know more about gold loans.

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Reasons why borrowers prefer gold loan in India

Customers pay interest on the loan availed and receive their gold back when they repay the loan in full. It helps them to utilise their idle assets and tide over temporary and urgent need for liquid funds. Over the years, gold loans have become popular with customers due to various factors.

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Reasons why borrowers prefer gold loan in India

Customers pay interest on the loan availed and receive their gold back when they repay the loan in full. It helps them to utilise their idle assets and tide over temporary and urgent need for liquid funds. Over the years, gold loans have become popular with customers due to various factors.

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