Love needs no special mention or a day to celebrate. But unlike other days synonymous with hand-holding or exchanging love bytes on private chats, couples use this day to express their undying love for each other. Gifts have become a necessary part of this tradition, which means that showing love comes at a cost.
Traditionally, men are expected to serenade their better halves with gifts or take them out to dine at some expensive restaurant. While this may sound fanciful, it all boils down to how much one is willing to spend in search of the ideal partner.
With societal norms changing, more women are seeking reservations at restaurants for lunch and dinner with their partners. Rightly so as some women-specific credit cards are offering cash backs, points, or miles at a rate over some minimum amount expended through them.
Enjoy food and love at a discount
Planning for a Valentine’s Day special becomes easier as you use credit cards rewards to your advantage. For example, there is an ongoing American Express offering of up to 50 percent on dining at some popular restaurants.
Those holding American Express Platinum Reserve Card or American Express Gold Card or the American Express Platinum Card get a 15 percent instant discount on all food and beverage orders worth ₹1,000 and more. The online food order industry has more surprises in store for those in love.
For example, you can order at a 25 percent discount from your favorite restaurants on the Qmin App while there is an instant discount of 20 percent up to ₹500 on paying for food through the EazyDiner app with PayEazy using any of your American Express cards.
Shopping for your love with your back pocket cards
Gifts and accessories have a special mention with SBI announcing special offers to gift your loved ones this Valentine’s Day. You can use your SBI card to avail a flat discount of ₹200 on a minimum purchase of clothes for ₹1190 on Ajio while ordering some flowers and glitzy items on FnP will beget you some 20 percent discount on a minimum purchase of ₹999. Similarly, ₹2000 worth of clothes can be bought for ₹1500 on Myntra with SBI cards announcing a flat rebate of ₹500 on the purchases.
Think of gifting some diamond jewelry from Orra to your love that you can pay off with an additional 2.50 percent discount on your SBI cards other than the 20 percent discount already announced by the jewelry brand.
Unwrapping surprises with tempting offers
If you are thinking of gifting something special to your loved ones, use your Federal Bank Mastercard debit card for discounted shopping. Besides, you also get an Amazon voucher worth ₹500.
Your ICICI Bank’s iMobile app can get you loads of offers as you scan and pay for transactions using this app. You and your love can plan trips to some distant place with MakeMyTrip at a 25 percent instant discount using your ICICI Bank credit card.
The other Valentine’s Day offer packs that come with various bank apps and debit/credit cards are so irresistible that you would want to fall in love again.
Financial stability is indeed a criterion to plan your life with your love. However, all financial planning need not be about savings and investments alone. After all, what better use can you make of your money if you cannot spend it to bring a smile to your partner’s face. A small token of love availed at a viable price can go a long way in strengthening your relationship.