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Top up vs super top up health insurance plans


One of the most important aspects of financial planning is having your risks covered. 

Top-ups and Super top-ups work as a booster to your base health insurance plan.

You can buy the top-up or super top up either from your existing health insurance company or any other company also.

A top-up’s deductible is calculated based on every single hospitalization.

 It gets activated and starts paying only if the expenditure on a single hospitalization bill crosses the deductible limit. 

Here, the deductible is calculated based on the sum of all hospitalization expenses incurred during the entire year.

Once the sum of costs paid across admissions crosses the deductible, the super top up gets activated.

 Super top up costs a bit higher but they cover all the bills once the base plan is exhausted.

It is suggested to consult an insurance advisor to understand which one suits you better.

Click here to know more about top up and super top up plans.

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What are the differences between top up and super top up plans?

We are going to talk about two lesser known insurance policies that can help you boost your cover at a reasonable price.

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What are the differences between top up and super top up plans?

We are going to talk about two lesser known insurance policies that can help you boost your cover at a reasonable price.

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