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What happens if you miss your SIP instalment?

 Systematic Investment Plans (SIPs) are a tool to make regular investments in the stock market under the guidance of professionals.

Missing a SIP may cause a penalty if the mandate fails to process due to insufficient funds in the investor’s bank account.

Rupee cost averaging is an investment strategy that involves investing a fixed amount of money on a regular basis, irrespective of the fund's Net Asset Value (NAV). 


The average purchase price decreases with rupee cost averaging as more units are purchased when NAV is low. 


Volatility risk can be reduced by using the rupee cost averaging strategy. 


Small amounts of money can be invested through SIPs even as low as 500 rupees.


 If you intend to stop your SIP, it is better to cancel it rather than allowing the SIP to bounce as you will be penalised for dishonour of NACH/ECS mandate.


Click here to know more about SIP payments.

Check here for more personal finance stories.


Systematic Investment Plan (SIP) is a simple tool used to make regular investments in the stock market. Missing a SIP may cause a penalty if the mandate fails to process due to insufficient funds in the investor’s bank account.

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What happens if you miss your SIP instalment?

Systematic Investment Plan (SIP) is a simple tool used to make regular investments in the stock market. Missing a SIP may cause a penalty if the mandate fails to process due to insufficient funds in the investor’s bank account.

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