UPI payments above  <span class='webrupee'>₹</span>10,000? You can now pay in EMIs as ICICI Bank launches facility

By scanning the QR code, this private lender’s customers can avail of this EMI service, and can opt for 3,6, and 9 EMIs

RBI's repo rate hike: How to reduce home loan tenure? Here are powerful ways

Voluntary EMI hikes are a great way to reduce home loan tenor and get out of debt faster. Consider refinancing, prepayment or EMI hikes to pull the tenor back to the intended time frame. The pain of inflation is intense now, but it will result in easier finances in the future.

RBI Policy: Home loan borrowers heave a sigh of relief as Governor presses pause button on rate hike

After raising the repo rate for six consecutive times, banking regulator paused the rate hike trajectory, at least for the time being. This effectively means home loan EMIs would not increase in the immediate future.

How does the RBI influence your borrowing decision by changing the repo rate

The cost of borrowing from commercial banks rises with a little increase in the repo rate. Loans for cars, houses, personal or business loans, credit cards, and mortgages are among the many types of loans that are impacted by the rate hike. For more information on how it impacts you, keep reading.

How RBI repo rate hikes impact your home loan EMIs? Here’s all you need to know

When RBI increases the repo rate, home loan EMIs increase, leading to a higher principal repayment portion in the EMI and an increase in the loan tenure, unless the borrower is willing to increase the EMI or makes a part repayment to bring the principal outstanding down.

Getting a loan to buy your first home? 8 Key factors you should consider

When you go shopping for a home loan, make sure you get the best deal in terms of a low rate of interest and processing fee. You should follow some useful tips before zeroing in on the bank or housing finance company. Read further to know more.

Canara Bank cuts lending rates by 15 basis points

The revised Repo Linked Lending Rate (RLLR) of the bank with effect from February 12, Canara Bank said in a regulatory filing on Friday.

EMIs set to rise as PNB, BoB raise lending rates by up to 25 basis points

It was the sixth time the interest rate has been hiked by the Reserve Bank of India (RBI) since May last year, taking the total quantum of increase to 250 basis points.

Opting for a personal loan? Here’s how to lower your EMIs

In today’s economy, people opt for personal loans for various reasons. Sometimes, owing to various factors, the EMIs of these loans often tend to be higher. In this article, we discuss some simple tips to lower your EMI amount.

Struggling with higher EMIs? Here’s all you need to know about step-up and step-down loans

Step-up and step-down loans are loans that have variable EMIs spaced out over their duration. They offer flexibility, allowing borrowers to pay more when their income increases and less when it decreases.

Top Emis News

UPI payments above ₹10,000? You can now pay in EMIs as ICICI Bank launches facility

Top Emis News

personal finance

UPI payments above ₹10,000? You can now pay in EMIs as ICICI Bank launches facility

personal finance

personal finance

personal finance