How to build a credit profile before you apply for a loan? Here are 6 ways

Building a strong credit profile is essential for loan approval and can be achieved by checking credit report, using digital apps, paying bills on time, maintaining credit utilisation and mix, and monitoring credit score.

Credit score: Here's how to be in the good books of rating providers

<ul><li>Lending institutions evaluate one’s credit history and repayment behaviour before approving a loan. A higher credit score signifies lower default risk, making him/her an attractive borrower.</li></ul>

Aadhaar card frauds: How do you lock the biometric information to keep your data safe?

Bank account of You Tuber Pushpendra Singh’s mother was emptied recently. She holds an account in Punjab National Bank’s branch in Faridabad. Her aadhaar and biometric details were used for withdrawing the money by fraudsters sitting in Bihar

What are corporate bonds and how to invest in them? All you need to know

Investors can access corporate bonds through primary and secondary markets, bond funds, ETFs, or managed accounts, potentially generating income, diversifying their portfolios, and preserving capital while minimising risk.

How to exchange your  <span class='webrupee'>₹</span>2,000 notes? A step-by-step guide

The one-time limit of exchange of notes at a bank is  <span class='webrupee'>₹</span>20,000. There is, however, no limit of depositing the currency in your bank account.  

Hotel loyalty programs: How to make the most of the Marriott Bonvoy loyalty program?

The Marriott Bonvoy loyalty program is a world-renowned hotel loyalty program offering members the ability to earn and burn loyalty points across 7000+ hotels worldwide while enjoying various benefits.

How to claim the PPF amount in case of account holder’s sudden death?

The nominee must file a claim along with a death certificate before withdrawing the PPF amount in case of the account holder’s sudden demise. 

Summer Solutions: Steps to reduce the risk of heat-related illnesses

<ul><li>According to India Meteorological Department (IMD), if the maximum temperature reaches 40°C in plain areas and 30°C in hilly areas, it is considered a heatwave.</li></ul>

Health insurance: Ways to avoid claim rejection and handle disputes

<ul><li>While the pandemic has led to the increased awareness around health insurance and the health insurance industry has seen a tremendous growth, it is important that everyone understands the fine blueprints of the policy.</li></ul>

International Families Day 2023: How to balance family and finances for a secure financial future?

It is more about “Family” than “Finances”. Securing your finances makes no sense if you keep your family in the dark.

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How to build a credit profile before you apply for a loan? Here are 6 ways

personal finance

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personal finance