PMJAY aims to provide financial protection to economically weaker sections of society by offering them cashless access to secondary and tertiary healthcare services.
Under PMJAY, eligible beneficiaries are provided with an insurance cover of up to Rs. 5 lakh per family per year for hospitalisation expenses.
PMJJBY aims to provide financial protection to individuals in the event of their untimely death.
Under PMJJBY, eligible individuals are provided with a life insurance cover of Rs. 2 lakh in the event of their death due to any reason.
PMSBY aims to provide financial protection to individuals in the event of accidental death or disability.
Under PMSBY, eligible individuals are provided with an insurance cover of Rs. 2 lakh in the event of accidental death and Rs. 1 lakh in the event of permanent disability.
It is important to enrol for these schemes even when you have personal insurance. The premiums are very low & cover is guaranteed by the Government.