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With only 3 days left for September to end, the deadlines for various finance-related obligations are near. From exchange or deposit of ₹2,000 currency notes to Aadhaar submission for small savings schemes, here are the deadlines ending on September 30 that you need to make note of:
Last day to exchange ₹2,000
The Reserve Bank of India (RBI) had given people time till September 30 to exchange or deposit the ₹2,000 currency notes at banks after the central bank in May ordered withdrawal of the notes from circulation.
The banking regulator on May 19 had stated, “The members of the public are encouraged to deposit and/or exchange these banknotes on or before September 30, 2023. The facility for deposit into accounts and exchange for ₹2000 banknotes will be available at all banks until September 30, 2023. The facility for exchange will be available also at the 19 Regional Offices (ROs) of RBI having Issue Departments until September 30, 2023.”
Earlier this month, the central bank said that 93 percent of the ₹2,000 currency notes were either deposited at or exchanged with banks.
Aadhaar submission for small savings schemes
Current holders of small saving schemes like the Senior Citizens Savings Scheme (SCSS), Public Provident Fund (PPF), National Savings Certificate (NSC), or other post office plans are required to provide the Aadhaar number to the bank branch or post office by September 30, failing which, the accounts will be suspended on October 1.
IDBI Amrit Mahotsav FD
The last date for investment in the special FD is September 30, 2023.
The Amrit Mahotsav FD scheme of 375 days offers interest rate of 7.10 percent for general public, NRE and NRO while the rate is 7.60 percent for senior citizens. For 444 days, the interest for general public is 7.15 percent and 7.65 percent for senior citizens.
SBI WeCare
The State Bank of India's special fixed deposit for senior citizens also has September 30 as the deadline. The bank had extended its special senior citizen scheme that offers higher interest rates to senior citizens on tenures between 5 years and 10 years to September 30, 2023.
The scheme enables senior citizens to earn 100 basis points higher than the regular fixed deposit schemes.