5 financial tips for women who lost their partners

Dealing with grief and loss is never easy. It can be even more complicated if you are a woman who lost her spouse and now must do the job of two people. Here are some tips to help you get your finances in order.

Financial planning: How to plan for your child’s future?

How can you too start planning for your child’s major future expenses which come for graduation, post-graduation and finally, marriage? Let’s understand how to go about it using a simple example

How to become a millionaire by investing in mutual funds?

Investments can be a slippery slope, regardless of the rich view it offers on the other side, quite literally. There is a reason why expert wealth managers are hell-bent on diversifying your assets portfolio. Below are a few things which investors need to consider before investing in mutual funds.

Investment portfolio: How often should you rebalance it?

Rebalance your portfolio to ensure that you have more winning stocks in your portfolio. The slow-moving and cyclical stocks must not take up too much space, or else you will lose out on the opportunity of gaining from your winners.

All You Need To Know

Should you buy defence stocks? The emphasis is on modernisation, surge in manufacturing to give impetus to growth

Defence production in FY 2021-22 stood at Rs. 92,708 crore (US$ 11.85 billion). The Indian government has set the defence production target at US$ 25.00 billion by 2025 (including US$ 5 billion from exports by 2025).

Major central banks lifts interest rates by nearly 1,570 basis points in 2022 in a fight against inflation

The World Bank warned about the possibility of a recession in 2023 due to consistent rate hikes from the central banks. Raising rates makes borrowing more expensive to try to bring down the pace of price rises. But it also makes loans more costly, which can slow economic growth, it said.

Rupee's hitting record lows; Key reasons explained

On Tuesday the Indian Rupee fell to a record low of 81.77 against the dollar, and it settled above the 81 mark for the fourth time in a row. So far this year, the Indian currency has lost 10% of its value against the US dollar.

Financial Planning: Is ₹5 crore enough for retirement? Here's your answer

Instead of targeting a standard retirement corpus, you must assess how much money you would need in your post-retirement phase depending on your current lifestyle expenses and inflation rate.

DEEP DIVE

Why Indian Bonds Aren’t Spicy?

A standoff over tax concessions is holding back the country’s outreach to global asset managers. Investors will eventually bite, but only when yields are higher and the currency weaker.

Mutual Fund Investing: Be aware of these things before you invest in an NFO

There are hundreds of funds out there. So, when an NFO is launched, we need to figure out what is so unique about this new NFO that was not already available earlier via the existing schemes. Here are a few points to keep in mind before deciding

As market crash brings down your portfolio, it this the right time to diversify?

In such a scenario, investors, who have majority of their investment into equity and equity focussed mutual funds, are looking for ways to address this situation as they are not getting expected returns from their investment. Read further to know more

'Too old' to start investing? This is how you can still make the most of it

While starting early has tremendous benefits when it comes to investing, all is still not lost if you are a bit late to the party. You can still achieve your financial goals. 

Why are portfolio managers chasing mutual funds?

Mutual funds are professionally managed by money managers who understand the market and invest accordingly to generate higher returns.

<ul><li>Mutual funds are professionally managed by money managers who understand the market and invest accordingly to generate higher returns.</li></ul>

Expert Speak

What is 'moonlighting' for which Wipro terminates their 300 employees?

Moonlighting is the practice of working multiple jobs outside of one's primary employment. The term refers to the practice of working for other organizations typically without the knowledge of the primary employer. Continue reading to understand the concept in detail.

What is revenge trading and how to avoid it?

When you practice revenge trading, you do one or more deals in an effort to make up for a big loss from a prior trade. Read the article to know how to keep yourself away from practicing revenge trading.

Why you should open a PPF account in your minor child’s name

Gift your child a PPF account today. Know that the money invested in it for 15 years will go a long way to secure him the much-needed solid financial foothold. Investments must be done on a war footing, lest you outgrow the time needed to compound your money.

Capital Asset Pricing Model: How does it measure risk?

The Capital Asset Pricing Model (CAPM) explains the correlation between the anticipated return and the risk of investing in a security using a beta value. However, the major drawback in the way is that it is challenging to estimate beta. Continue reading to know about it in detail.

Explain Like I am 5

What are the things to check in your insurance policy document? A step-by-step guide

We are going to discuss the things you need to check after receiving the copy of your insurance policy document. Let us go step by step and evaluate the importance of each section of the policy document

Millennial Money: How to help loved ones deal with debt

<ul><li>Getting a vetted referral to a nonprofit credit counseling agency and encouragement from someone he trusted convinced him to take action. Pinon enrolled in the agency’s debt management program and paid off about $50,000 in less than three years.</li></ul>

How to make quick payments with contactless cards? All you need to know

credit card

Using RFID technology, a contactless card enables you to wave or hover the card over a card terminal to complete a transaction. When it comes to making an in-store purchase, using these cards is one of the most common payment options. Continue reading to know about it in detail.

6 things to take care of before closing a credit card: A step by step guide

There are situations when canceling your credit card might be advantageous. We discuss few points you might need to take care of a few things before you opt to cancel or close a credit card.

How To

India's top 10 most valuable brands 2022

The top 10 most valuable Indian brands together contribute just over half of the ranking’s total value.

From CRED to BLUSMART: India's top 10 startups as per 2022 LinkedIn list

LinkedIn has released its top startups 2022 list. Unified payment interface CRED has been ranked as the No. 1 startup. Check complete list 

Two-wheeler sales up in August but still far below pre-covid level

Green shoots are visible in two-wheelers as 100% of dealers surveyed has shown positive body language for the ongoing festivals. In two-wheelers, Hero MotoCorp is clearly losing its market share due to softness in rural and stiff competition from other major players. All key competitors viz. HMSI, TVS Motor, Bajaj Auto, Royal Enfield, Yamaha and Suzuki gained market share on a MoM basis.

Petroleum consumption in India is improving

Petroleum consumption in India increased from about 206 metric tonnes (MT) in FY18 to 214 MT in FY20. Overall, government revenues (Centre + State) through sale of petroleum products have increased by 8.1% on a CAGR basis in the last five years.

Infographics

VIP Industries up a third this year; Broker Prabhudas Lilladher lists 5 reasons why it can go up another 43%

<ul><li>Brokerage firm Prabhudas Lilladher highlighted that on the demand front, the outlook continues to remain robust and VIP is on track to achieve ₹2000 crore in top-line with an EBITDA margin of nearly 18-19% in FY23E.</li></ul>

UPI transactions set a new record as value hits over ₹11 trillion in September

On a year-on-year (YoY) basis, volume of transactions was up 85.55 per cent and value went up 70.61 per cent

These 12 BSE 500 stocks have doubled investors wealth in a year; Do you own any?

Shares of Bharat Dynamics have doubled investors' wealth in the last one year, surging from ₹375.10 to ₹875.90 levels, delivering a return of 133%. The stock started surging after the company signed a contract worth ₹3,131.82 crore with the Indian army.

Market Open: Indian markets on bullish trend; Sensex up 1,000 points in morning

<ul><li>Some of the gainers were JK Tyres, IndusInd Bank, Kotak Bank and M&amp;M Financial Services whereas Lupin, Heritage Foods, Emami and Ipca Lab were among the laggards on the 30-share index.</li></ul>

Rupee gains 31 paise to 81.51 against US dollar in early trade

Latest News

Life insurance: What happens if you stop paying premiums

If you stop paying your premiums, it could lead to a lapse in coverage, an increase in rates, or even an outright cancellation. Read further to know more

Experiences hold more importance than money for young adults, says Ishika Verma

In order to comprehend what money means to today's youth in a growing world, this series explores students and young working professionals and their perspectives on money and finance.

Lessons for Beginners

Adani Stocks: Is the rally over? Technical indicator shows this

The stock rallies of Gautam Adani’s companies, which expanded his fortune at a pace that outran all other billionaires globally, is set for a reversal, according to a technical indicator that predicted previous slumps for more than a decade.

Marico India business posts low single-digit volume growth in second quarter of FY23

Marico India: In a quarterly update, the company said demand sentiment in India trended on similar lines as the preceding quarter during most of the second quarter, with some signs of positivity in the last month.

Adani Green Energy forms 3 new step down subsidiary companies for renewable energy business

In a statement on Monday, Adani Green Energy Ltd (AGEL) said Adani Renewable Energy Holding Four Limited is its own subsidiary and the newly incorporated entities are its step-down subsidiaries.

India's GDP growth to decline to 5.7% in 2022: UNCTAD

India’s GDP will further decelerate to 4.7 per cent growth in 2023, according to the forecast by the United Nations Conference on Trade and Development (UNCTAD) Trade and Development Report 2022.

Markets

ICICI Bank launches special account for Indian students in UK; See details

ICICI Bank: The HomeVantage Current Account (HVCA), which comes with a Visa debit card valid for use anywhere in the world, can be activated digitally before the students leave India for the UK.

Now 'WhatsApp' to use your PNB account; Check details

To activate the banking facility on WhatsApp, customers need to first save the official PNB's WhatsApp number 919264092640 in their phone book and initiate a conversation (on WhatsApp) by sending a hi/hello to this number, the bank said in a statement.

What is tokenization and how to use it to improve data security?

RBI is not looking forward to extending the deadlines for tokenizing your card details. In this article, we will understand everything we need to know about the process and requirement of tokenization.

Personal Finance

Nifty could be in the region of 37000 in 5 years, says Mohit Batra of MarketsMojo; prefers equities over bonds

In an interview with MintGenie, Batra opined that the Indian market is likely to perform exceptionally well going ahead. He recommends allotting only 10% of your money in cash and the balance 90% towards equity. Edited Excerpts:

Retirement Planning: Simple steps to go about building your corpus

Many people falter in saving enough for their retirement either because they do not plan properly or they start too late. Planning for retirement involves making good investment decisions. Strategize your investments instead of haphazardly parking your money in options that would not yield you the desired corpus.

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