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Securitizing refers to creating a debt product by pooling various loans under one bucket and issuing bonds against them.

These bonds and certificates have fixed income like features and risks.

There are 2 types of such products: Asset-Backed Securities & Mortgage-Backed Securities.

 In case of ABS, the underlying assets are personal loans, auto loans, etc usually with a lower ticket size.

With MBS, the underlying assets are home loans or commercial property loans.

The issuance of securitized debt is 
governed by RBI.

Securitized debt offers a basket of small ticket loans in a single package where the loans forming part of the package are scattered.

Click here to know about securitized debt.

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How does securitized debt work?

Securitizing refers to creating a debt product by pooling/collecting various types of loans under one bucket and issuing bonds/certificates against these loans.

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How does securitized debt work?

Securitizing refers to creating a debt product by pooling/collecting various types of loans under one bucket and issuing bonds/certificates against these loans.

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