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Can alcoholics and smokers buy health and life insurance? Here's how

People with such habits are still eligible to buy health and life insurance.

Life insurance requires extra premium for such people.

Health insurance companies determine eligibility based on consumption and tests.

Insurance companies reward healthy lifestyles with reduced premiums.

Insurance companies charge higher premiums for those with such habits.

Habitual drinkers and smokers pose more liability to insurance companies.

Read policy carefully before buying to understand what is included/excluded.

Click here to read more about health and life insurance

Myth busted! Alcoholics and smokers can also buy health and life insurance; however, they may face higher premiums due to the greater risk they pose. 

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Can alcoholics and smokers buy health and life insurance? Here's how

Myth busted! Alcoholics and smokers can also buy health and life insurance; however, they may face higher premiums due to the greater risk they pose.

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