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 How long can you stay invested in a scheme?

The exit load period is not necessarily the prescribed holding period.

The Short Term Capital Gains (STCG) tax is higher than the Long Term Capital Gains (LTCG) tax.


Do not exit from funds in a bad year, wait for markets to revive.


Use Systematic Withdrawal Plan (SWP) option to meet recurring expenses.


Park liquid surplus targeted at specific requirements in short-term parking funds.


Move accumulated value to short-term debt funds before commencement of financial goals.

Move to less turbulent funds like conservative hybrid funds when retirement is 3 years away.

Up to 1 lakh long term capital gains from equities and equity mutual funds is waived from being taxed.

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How long can you stay invested in a mutual fund scheme?

For most mutual funds categories, there is no prescribed holding period, however factors such as exit load, capital gains tax, performance, liquidity and financial goals should be taken into consideration when deciding the ideal period to stay invested in a scheme.

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How long can you stay invested in a mutual fund scheme?

For most mutual funds categories, there is no prescribed holding period, however factors such as exit load, capital gains tax, performance, liquidity and financial goals should be taken into consideration when deciding the ideal period to stay invested in a scheme.

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