This Raksha Bandhan, you can buy her chocolates and sweets. Else, you can also treat her with a scrumptious dinner or a mouth-watering pizza towards the evening. But what can be really long lasting, besides your bond with her – of course, is a financial product.
For example, what if you decide to buy her a credit card! Sounds boring? Well, not really if you know what all they have in store for her!
Different banks have tailored women-specific credit cards catering to the fairer sex. Although the basic rules of spending and reward points are somewhat similar, these cards have certain features that go down well with the shopaholic customers who love to eat out and watch movies often.
These are some of the women-centric credit cards:
HDFC Solitaire Credit Card: This card offers 50 percent more reward points on dining and grocery expenses. The car holder can redeem reward points for exclusive gifts and offers. This card offers vouchers worth ₹1,000 on spends of ₹75,000 in six months. Besides, you can earn 3 reward points for every ₹150 you spend.
RBL Bank Shoprite Credit Card: Shoprite credit card has an annual membership fee of just ₹500 for which it offers a number of benefits. At the start, customers are given 2,000 reward points. On movie tickets, you stand to receive a 10 percent discount. There is a 5 percent value bank on grocery spending and big rewards on all purchases.
One can also earn 20 reward points for every ₹100 each time you use your card for grocery shopping.
Kotak Silk Inspire Credit Card: This card enables you to earn one reward for every ₹200 spent on other categories without any restrictions.
There are a wide array of incredible offers and deals on shopping, dining, travel, entertainment and more.
Upon spending ₹1,25,000 every six months, the card holder stands to get four free PVR tickets or 1,000 reward points. And in case the credit card is stolen, you get a cover of ₹75,000 against fraudulent usage up to 7 days pre-reporting.
Standard Chartered Platinum Rewards Credit Card: This card allows you to earn 5X reward points for every swipe. So, for every ₹150 that you spend on fuel and fine dining, you enjoy the benefits of the 5X reward points.
For other expenditures, you stand to get 1X reward points on every expense of ₹150. Besides, there is no monthly cap on the rewards earned on this credit card. The card also gives 15 percent off on participating restaurants across the country and 25 percent off on Inox movie tickets on select days.
So, you can decide between these, and many more, credit cards. But remember to consult this with her before applying for it. After all, she is the one who is going to use it. Isn’t it?