Should you be concerned about your credit score if your credit card application is rejected?

There can be so many reasons for your credit card application to be destroyed. However, this must not cause you to lose heart and fear for your credit score. Instead, work towards repaying your debt on time, thereby, improving your credit history and improving your poor credit score.

10 tips for creating and retaining a robust credit score

The increasing aspirations of Millennials and GenZ for premium products and experiences clash with potentially insufficient salaries, making installment payments a necessary option, contingent upon a healthy credit score to access credit-linked products and favorable loan interest rates.

The key to financial freedom: Benefits of a stellar credit score and how to achieve it

<ul><li>Financial institutions consider factors such as payment history, credit utilisation, length of credit history, and credit mix to determine a credit score. This score acts as a yardstick that lenders use to evaluate an individual's financial responsibility and ability to manage debt.</li></ul>

How do banks evaluate your credit score? We explain

Knowing how lenders think and communicating with them early and often can help cushion the blow of a late payment and avoid long-term damage to one's credit, while rebuilding the trust and reinforcing responsible credit behaviour can help restore one's credit score over time.

Bank Bazaar plans a weeklong credit score awareness program to enhance financial literacy. Details here

What does your credit report say? Have you taken too many loans on your credit card? Are you repaying your debt on time? What is your credit utilization ratio? You cannot decide and strengthen your credit profile without having answered these basic questions.

5 things that you should be doing to avoid impact on your CIBIL score

This article will discuss financial hygiene practices to avoid hurting your CIBIL score and maintain a healthy credit history.

Credit score: Here's how to be in the good books of rating providers

<ul><li>Lending institutions evaluate one’s credit history and repayment behaviour before approving a loan. A higher credit score signifies lower default risk, making him/her an attractive borrower.</li></ul>

Want to improve credit score? Here's how income tax payment can help you

Income tax does not only represent a bond between you and the government but also shares it with other financial institutions. In this article, we will understand everything about credit score improvement through income tax payment.

5 popular CIBIL Score myths that most borrowers believe

CIBIL Score myths are hard to ignore, especially, when not many people take interest in personal finance concepts and their importance in our day-to-day lives. 

Millennial Money: 5 ways to build your credit score in 2023

<ul><li>A better credit score can expand your access to credit and make borrowing more affordable. For example, having a score of 700 versus 650 could mean getting approved for a new car loan at 4.9% interest instead of 7.25% interest.</li></ul>

Top Credit Score News

personal finance

Should you be concerned about your credit score if your credit card application is rejected?

personal finance

10 tips for creating and retaining a robust credit score

personal finance

The key to financial freedom: Benefits of a stellar credit score and how to achieve it

personal finance

How do banks evaluate your credit score? We explain