When must you not rush to apply for personal loans? MintGenie explains

A personal loan can help meet your imminent financial reasons. But is it worth seeking one every time you need money? Not all circumstances may be worth applying for a personal loan. 

Home loans: Here's how to avoid buyer's remorse amid high interest rates

Homebuyer’s remorse is real for borrowers who had sought home loans at peak interest rates. With interest rates likely to go up again in the coming months, many home loan borrowers will have a hard time repaying the loan amount. 

Cleared home loan? Here’s what you should do with EMI money

Since your home loan is done and dusted, what next should you do with the money that is freed up because there are no EMIs to pay now? Read further to know 

Opting for a personal loan? Here’s how to lower your EMIs

In today’s economy, people opt for personal loans for various reasons. Sometimes, owing to various factors, the EMIs of these loans often tend to be higher. In this article, we discuss some simple tips to lower your EMI amount.

Struggling with higher EMIs? Here’s all you need to know about step-up and step-down loans

Step-up and step-down loans are loans that have variable EMIs spaced out over their duration. They offer flexibility, allowing borrowers to pay more when their income increases and less when it decreases.

Legal verification for home loan: 5 reasons why it is important and you must do it

Legal verification is an important part of the home loan process, as it helps to speed up the application process, reduce discrepancies, provide a clear picture of the property, and identify potential red flags and roadblocks.

Considering home loan prepayment? Be aware of these factors before you go ahead

Home loan prepayment is important to prevent increased interest outgo. Remember that while reducing the loan term results in greater interest savings, reducing the EMI results in more disposable income.

Loan growth in India signals robust recovery

Bank personal loans grew by 20 per cent to  <span class='webrupee'>₹</span>37.7 trillion, year-on-year (YoY) as on October 2022, signaling a robust post-pandemic recovery, said in a report. 

Indian Bank hikes lending rates by up to 25 basis points; check details

<ul><li>The new rates are effective from January 3, Indian Bank said in a regulatory filing.</li></ul>

Why loan against mutual funds is a better debt option than personal loans or credit cards

<ul><li>One may seek a loan against mutual funds irrespective of why they need it. This helps, considering many feel more inclined to dip into their savings or redeem their mutual fund investments at a loss.</li></ul>

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When must you not rush to apply for personal loans? MintGenie explains

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